Ngenxa yenkinga lokho okwamanje kutholwa ngaphambi kwenkinga edala ukusabalala i-coronavirus (COVID-19), kulinganiselwa ukuthi mhlawumbe izoba nemithelela ejulile nakakhulu.
Ngaphambi kwalokhu e-United States amaDemocrats asanda kuphakamisa isikweletu se ukwenziwa kwendlela yokukhokha njengosizo kanye nokuvikelwa kwezezimali okunikezelwe kubathengi baseMelika, kusho, amabhizinisi kanye nabantu abasengozini phakathi nalesi simo esibucayi sezempilo, ngenxa yesimo esiphuthumayo.
Lesi sikhathi kuhlelo lwezomnotho nolwezimali ukukhanya okuluhlaza kwanikezwa ekwakhiweni kwe "dollar yedijithali". Eqinisweni, lesi sinyathelo ngokuqinisekile kuzophazamisa umnotho waseMelika (kanye nomnotho womhlaba ngokungenakugwenywa), kodwa futhi kuzoba nemiphumela ebonakalayo ezweni lemali edijithali.
Kulomthethosivivinywa, i- "Idola ledijithali" lichazwa ngokuthi "iyunithi yenani elisebenza ngogesi", "Ibhalansi evezwe ngenani lemali elenziwe okokufaka kwedijithali" ezokhokhelwa yiFederal Reserve yase-United States.
Kukhombisa ukuthi i-United States ingazimisela kanjani ukuvumelanisa okuthile okungenzeka kube nomthelela embonini ye-cryptocurrency kanye ne-blockchain. Siyazibuza ngokusabela kwababambiqhaza abakhulu, kufaka phakathi labo abasanda kuzwakalisa intshisekelo yokwenza i-cryptocurrency, efana ne-Facebook, eyaqala iphrojekthi yokusabalalisa imali yayo ebonakalayo, iLibra.
Kuyiqiniso ukuthi lokhu kuyingxenye yohlelo oluphuthumayo lokuxhasa abantu ngokwezezimali ukuntengantenga komnotho ngalesi sikhathi esibucayi ngenxa yobhadane lwe-coronavirus.
Kepha isikali salokhu kusungula sidlula ngalolu hlaka, ngoba futhi "kuyisikhuthazo" sokuvuselela umnotho wase-US manje ekuwohlokeni komnotho ngenxa yenkinga yezempilo.
Ngakho-ke ukuhlanganiswa kwezinkampani njengezinkampani nakho kuhlomula kulolu hlelo lokutakula. Kufanele futhi kuthiwe luhlobo lwe-accelerator yokwandiswa kokutholakala kwezinsizakalo zebhange izakhamizi zase-US ezingakabi namabhange (kulinganiselwa kubantu ababalelwa ezigidini ezingama-63): abakwa-US Postal Service bazobanikeza i-akhawunti yedola ledijithali.
Kungaba yinto enhle ngezimali zedijithali ngokuletha amakhulu ezigidi zabantu baseMelika ezweni lama-cryptocurrensets, ikakhulukazi ngoba kuzobandakanya izigidigidi zamadola ezizobe sezijovwa yiFederal Reserve.
Futhi, uma le nkinga yezempilo ihlala isikhathi eside kunokulindelekile, singalindela ukwehla kwedola, okuzoholela ekuphendukeleni kuma-cryptocurrensets ukuzama ukuvikela kulokhu kwehla kwamandla emali.
Kunoma ikuphi, lesi simo esiphuthumayo sezempilo singamane kube yindlela yokuthi amanye amalungu eCongress abuyisele kabusha impikiswano mayelana nokwakhiwa kwe-cryptocurrency yombuso.
Kufanele kukhunjulwe ukuthi, ngoSepthemba 2019, amasenator amabili asevele esho intshisekelo yokuthi izwe aliqhubeki nokuba yisibukeli naphezu kokwanda kwemali yedijithali ukuze ingeqiwa ngabanye kule ndawo, icaphuna ikakhulukazi i-CBDC (imali yedijithali yebhange eliphakathi) isiShayina.
Ngakho-ke, umthethosivivinywa uthole impendulo evumayo evela kubantu abahamba phambili, njengoDaniel Gorfine weFintech Gattaca Horizons kanye nomsunguli weDigital Dollar Project, owemukela lolu hlelo, njengoba ukufakwa kwengqalasizinda yedijithali kule ndlela kusazodinga isikhathi esiningi, ikakhulukazi ekubukeni nasezingxoxweni phakathi kukahulumeni nabazimele ababambe iqhaza emkhakheni.
UCarmelle Cadet wakwa-EMTECH uphakamisa nokuthi ukusebenzisa amasheke njengendlela yokukhokha esikhundleni sedola ledijithali kuzoholela ekusetshenzisweni kwemali engacishe ifike ku- $ 100 billion kwizikhuthazo okufanele zisetshenziswe yimindeni ehola kancane. Empeleni, umzuzi ngamunye waseMelika angathola kufika ku- $ 2,000 ukwesekwa ngenyanga kuze kuphele inkinga ye-coronavirus.
Ngokuqondene nokuthi bangobani laba "bantu abafanelekayo" ukuthi bazosebenzisa idola elisha nezikhwama zemali, uhlobo lwangaphambilini lohlaka lwathi akunalutho ngaphandle "kwanoma yimuphi umuntu ohlala kwelinye izwe ongahlali"Lokho wukuthi, izakhamizi ezifanelekayo zase-US kuphela nezakhamizi ezihlala unomphela ngokusemthethweni, kanye nezinkampani ezizinze e-US, ezizothola izinkokhelo eziphuthumayo zanyanga zonke ngamadola edijithali.
Impela, izimali zedijithali zingasiza umnotho, yilokho engangihlale ngicabanga. Angazi ukuthi kungani amanye amazwe efuna ukumisa ukusetshenziswa kwawo, esikhundleni sokukukhuthaza. Ngicabanga ukuthi izimali zedijithali zizoba ikusasa, sisesikhathini lapho konke kwenziwa nge-inthanethi, angiqondi ukuthi kungani kungakhuthazwa ukusetshenziswa kwemali yedijithali. Akudingeki ukuthi kuvele kuphela ku-BTC, kungaba kusuka kwamanye ama-cryptocurrensets afana ne https://www.mintme.com