Kubukeka sengathi Iphupho likaZuckerberg lokukwazi ukuhlanganisa i-cryptocurrency kuphothifoliyo yohlelo lwakho lokusebenza akuzange kuhlale isikhathi eside, ngoba kwakungonyaka ka-2019 lapho sabelana ngokushicilelwe lapha engosini lapho kwenziwa ukuthi iphrojekthi "Libra". i-cryptocurrency eyayizenza sengathi inakho konke futhi ngesikhathi esifanayo ingenalutho.
Futhi ezinsukwini ezimbalwa ezedlule i-Diem Association yamemezela (ngomhla ka-Februwari 1) ukuthengiswa kwempahla yayo yengqondo nezinye izimpahla ezihlobene nokusebenza kwenethiwekhi yokukhokha ye-Diem ku-Silvergate Capital Corporation.
imali ebonakalayo kwakuhloselwe ukwenza ukuthenga nokuthumela imali kube lula futhi usheshe njengomlayezo osheshayo. UMark Zuckerberg, umsunguli we-Meta edumile yamazwe ngamazwe, ngonyaka odlule wazama ukukholisa abenzi bezinqumo.
“Abantu bakhokha imali eningi bese belinda isikhathi eside bezama ukuthumela imali ezihlotsheni eziphesheya. Umkhakha wezezimali umile futhi akukho sakhiwo sezezimali esidijithali sokusekela ukuqanjwa kabusha kwezezimali esikudingayo. Ngicabanga ukuthi le nkinga ingaxazululeka futhi iLibra ingasiza," kusho uZuckerberg.
I-Libra iqhume endaweni yesehlakalo lapho ama-stablecoins, aklanyelwe ukugcina intengo engaguquki ukuze kugqugquzelwe ukuthengiselana okuvamile, kuwumbono omusha futhi ongahlolisiswa ngokucophelela ngabalawuli.
Uma kubhekwa ubukhulu bemakethe ye-stablecoin kusukela ngo-2019, ohulumeni emhlabeni wonke sebeqala ukuqaphela futhi bacabangele umthetho. NgoNovemba, uMnyango Wezezimali wase-US uthe ukholelwa ukuthi ama-stablecoins kufanele alawulwe njengamabhange.
I-Libra Association yayiyinhlangano ezimele engenzi nzuzo ekuqaleni inamalungu angama-28 futhi izinze eGeneva, eSwitzerland. Inhloso yayo kwakuwukwengamela izinqumo ezibalulekile mayelana ne-cryptocurrency.
Amalungu abasunguli afaka: MasterCard, Visa, Spotify Technology SA, PayPal Holdings, eBay, Uber Technologies kanye neVodafone Group Plc, kanye namafemu emali eyibhizinisi Andreessen Horowitz kanye ne-Thrive Capital. Ukuze ube yingxenye yeqembu, kwakudingeka ukutshalwa kwezimali okungenani kwezigidi ezingu-$10, ngaphandle kwamalungu angenzi nzuzo njengeqembu lokufakwa kwezimali i-Kiva.
I-MasterCard ishiye i-Libra ngenxa yokukhathazeka ngokuhambisana, ukwenza imali kanye Ukuphazanyiswa kwe-Facebook ekuthengiseni, okwathi ngemva kwalokho amalungu amaningana abasunguli agcina ewushiyile umsebenzi. Ngemuva kwalokho, inhlangano yeLibra yaba yiDiemel ngemuva kokuhamba kwabatshalizimali abambalwa ababalulekile.
Ngoba iphrojekthi yayidinga ukukhanya okuluhlaza kubalawuli Abantu baseMelika, ayizange iqinisekise i-Federal Reserve. Okubuzwayo, ubungozi bohlobo lwemali olushintshashintshayo njenge-Bitcoin noma ukungaqiniseki mayelana nokuvikelwa kwedatha yomuntu siqu izinkinga bezikhula kuphrojekthi.
Izama ukuvula ikhasi elisha, izimpahla eziyinhloko zenkampani ye-Diem zigcine zitholwe ngabakwa-Silvergate, ibhange lezentengiselwano laseMelika, lapho i-Facebook yathi ifuna ukunciphisa ukulahlekelwa kwayo.
Ukuthengiswa kwezimpahla zika-Diem kuphawula ukuphela komzamo okwathi, ngokubheka emuva, kwalahleka kusukela ekuqaleni.
I-Facebook, manje ebizwa ngokuthi i-Meta, idale izinhlelo zokusebenza ebeziyoba indlela eyinhloko yokusebenzisa ithokheni. Bese, nakuba i-Facebook idale i-Libra Association ukuphatha ithokheni eceleni kwezinye izinkampani, abantu besaba ngokushesha ukuthi i-Libra izokwenza i-tech giant ephikisanayo ibe namandla nakakhulu. Yini enye, amalungu e-Libra Association aqala ukuhoxa, ngemuva kwezinyanga ezimbalwa kumenyezelwe izindaba zokusungulwa kwaleli qembu.
Inhlangano ngemuva kweDiem ikuqinisekisile ukuthi idayise impahla yayo ngemali elinganiselwa ku-$200 million. eSilvergate. Isinqumo sokudayisa senziwe ngemuva kokuthi "kucacile engxoxweni yethu nabalawuli benhlangano ukuthi lo msebenzi ngeke uqhubeke," kusho isikhulu seDiem uStuart Levey esitatimendeni. (Sesivele sazi ukuthi i-US Federal Reserve ibiyisitha esibalulekile sokwethulwa kwe-Diem.)
Kwabanye abahlaziyi, Nakuba isithunzi se-Meta sagcina sicwile i-Diem, umklamo ka-Diem wawusobala kakhulu futhi unobungane. enabalawuli kunama-stablecoins amaningi akhona. Kodwa njengoba cishe lonke iqembu labasunguli be-Libra lishiya i-Meta, amathuba okuthi i-Diem iphinde ivele ngezinga elifanayo lokusekelwa njengangaphambili mancane.